Flood Resources and Assistance for Lewis County Residents

FEMA declared Disaster 4814 for the July 9th and 10th storm.  The following municipalities and community stakeholders have applied for FEMA assistance:

1. Town of Croghan 
2. Lewis County 
3. Lowville Central School District (Lowville Academy & Central) 
4. Lowville Fire Department 
5. Lowville United Methodist Church 
6. Town of Lowville 
7. Village of Lowville 
8. Town of Martinsburg 
9. Town of New Bremen  
10. Town of Watson 

FEMA declared Disaster 4839 ( August 18th and 19th storm) 

The Village of Lowville, Lowville Academy, and Lewis County have submitted for damages that were incurred during the August 18th and 19th disaster. In the coming months, they will work with representatives from DHSES and FEMA to prepare their comprehensive list of damages and proposed repair or mitigation projects. 

In the coming months, municipalities and Private-Not-For-Profits will work with representatives from the NYS Department of Homeland Security and Emergency Services (DHSES) and FEMA to prepare a comprehensive list of damages and proposed repair or mitigation projects to public facilities or infrastructure and select private not for profits. 

This program has closed. Please contact Snowbelt Housing at 315-376-2639 or https://snowbelt.org/ for details on their current offerings

This funding can be used for any household who experienced a loss due to the extreme weather events, to include:

• Home repairs that are not covered by NYS HCR.
• Food loss.
• Car damage.
• Mortgage/rent loss due to replacing/repairing. items damaged by the flood.
• Other critical needs.

Please complete the linked application below to be eligible.

You may also call Snowbelt Housing at 315-376-2639 or access their website at https://snowbelt.org/ for more information.

FEMA declared Disaster 4814 for the July 9th and July 10th floods. The application for physical damage assistance has closed.

• You may apply for assistance HERE.
  • Applications for Economic injury Assistance closes on June 9, 2025. 

1. See the press release HERE. 
2. See the detailed Fact sheet HERE.
3. See the SBA Disaster Declaration HERE. 

FEMA declared Disaster 4839 for the August 18th and 19th, 2024 floods. 

For Private Individuals:

The in-person SBA Disaster Loan Outreach Center is open January 3rd-17th on weekdays from 9 AM to 6 PM and Saturdays 10 AM to 2 PM. Located at the Outdoor Services Building, 7356 East Road, Lowville. 

• The SBA offers homeowners low interest, fixed rate loans of up to $500,000 to replace or repair their primary residence with a maturity of up to 30 years.
• The SBA offers BOTH renters and homeowners low interest loans of up to $100,000 to replace or repair personal property with a maturity of up to 30 years. This may be used to replace belongings — such as clothing, furniture, cars, and appliances — damaged or destroyed in a disaster.

For Small Businesses:

• The SBA offers low interest loans of up to $2 million to qualified businesses or most private nonprofit organizations to cover disaster losses not fully covered by insurance, with a maturity of up to 30 years.

Private Non-Profit organizations (PNPs) that do not provide critical services of a governmental nature may be eligible to apply for low-interest disaster loans for damages. 

Applications are due:

1. For Physical Damages: October 28, 2024
2. For Economic Injury:  May 29, 2025

• Examples of eligible non-critical PNP organizations include, but are not limited to, food kitchens, homeless shelters, museums, libraries, community centers, schools, and colleges.  
• PNP organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory, and other business assets.  The interest rate is 3.25%, with terms up to 30 years. 
• Applicants may be eligible for a loan amount increase of up to 20 percent of their physical damages, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements might include insulating pipes, walls and attics, weather stripping doors and windows, and installing storm windows to help protect property and occupants from future damage caused by any disaster. 

Private Non-Profits may start their application here: Disaster Declaration Search  

See the Disaster Declaration Here: NY 20593 Disaster Declaration 

See the Fact Sheet Here: Generic Fact Sheet